The Gramm-Leach-Bliley Act requires financial institutions (companies that offer consumers financial products or services such as loans, financial or investment advice, or insurance) to explain its information sharing practices and to safeguard sensitive information. At Miller & Associates, LLC, we value privacy and take appropriate measures at all times to protect all confidential and Non-public Personal Information (“NPI”) that we may possess. The type of personal information or NPI we possess varies based on the service we provide. The sensitive information can include, but is not limited to birth dates, social security numbers, employment information, driver’s license numbers, loan numbers, account balances and transaction histories and credit histories.
In order to perform real estate settlement services, we often need to share customers’ personal information with third parties who are directly or indirectly involved in the transaction. Examples of these third parties are lenders from whom we are seeking payoff information, homeowner’s association management companies, mortgage service providers and our banking institution. We do not disclose any NPI to anyone other than for the purpose of completing the service that we are providing. Miller & Associates, LLC does not sell any lists that contain NPI.
We vet all of our employees and certain third-party service providers and have enforced policies regarding data access, storage, retention and destruction to ensure the safety of your information electronically and physically. Should a data breach occur and your information is compromised, Miller & Associates, LLC adheres to Georgia law and will take the required actions outlined in O.C.G.A. §10-1-920; §10-1-911; and §10-1-912.